Bearish signal on daily chart
ICICI Bank Ltd. reported a YoY increase of 16.32% in its advances, which is higher than its 5 yr CAGR of 12.29%. (Source: Consolidated Financials)
ICICI Bank Ltd. reported a YoY increase of 16.32% in its advances, which is higher than its 5 yr CAGR of 12.29%. (Source: Consolidated Financials)
Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.61% in last year. (Source: Consolidated Financials)
Stock gave a 3 year return of 61.36% as compared to Nifty 100 which gave a return of 37.06%. (as of last trading session)
The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 2.26% and 0.45%, respectively. (Source: Standalone Financials)
ICICI Bank Ltd. share price moved up by 1.23% from its previous close of Rs 1,258.85. ICICI Bank Ltd. stock last traded price is 1,274.30
Share Price | Value |
---|---|
Today/Current/Last | 1,274.30 |
Previous Day | 1,258.85 |
PE Ratio (x) | 18.52 | ||||||||||
EPS - TTM (₹) | 68.72 | ||||||||||
MCap (₹ Cr.) | 8,96,629 | ||||||||||
Sectoral MCap Rank | 2 | ||||||||||
PB Ratio (x) | 3.30 | ||||||||||
Div Yield (%) | 0.79 | ||||||||||
Face Value (₹) | 2.00 | ||||||||||
Beta Beta
| 1.09 | ||||||||||
VWAP (₹) | 1,261.53 | ||||||||||
52W H/L (₹) |
1 Day | 1.23% |
1 Week | -0.23% |
1 Month | 4.19% |
3 Months | 8.77% |
1 Year | 35.77% |
3 Years | 65.18% |
5 Years | 156.5% |
Current
Mean Recos by 40 Analysts
Ratings | Current | 1 Week Ago | 1 Month Ago | 3 Months Ago |
---|---|---|---|---|
Strong Buy | 20 | 20 | 20 | 20 |
Buy | 16 | 16 | 16 | 16 |
Hold | 4 | 4 | 4 | 4 |
Sell | - | - | - | - |
Strong Sell | - | - | - | - |
# Analysts | 40 | 40 | 40 | 40 |
Net Interest Margin - Uptrend
Company is able to expand its net interest margin on a continuous basis over the last 3 years with margins of 3.61% in last year. (Source: Consolidated Financials)Profit Per Employee - Uptrend
Net profit per employee has been continuously increasing over the last 3 years with a growth of 15.15% last year. (Source: Standalone Financials)Quarterly | Annual | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 |
---|---|---|---|---|---|
Total Income | 72,942.55 | 67,270.06 | 67,181.70 | 59,479.76 | 57,292.26 |
Total Income Growth (%) | 8.43 | 0.13 | 12.95 | 3.82 | 10.00 |
Provisions & Contingencies | 1,381.88 | 1,315.89 | 697.91 | 1,020.45 | 649.01 |
Provisions & Contingencies Growth (%) | 5.01 | 88.55 | -31.61 | 57.23 | -51.75 |
Profit after Tax (PAT) | 12,947.77 | 11,695.84 | 12,728.58 | 11,052.60 | 10,896.13 |
PAT Growth (%) | 10.70 | -8.11 | 15.16 | 1.44 | 2.44 |
Gross NPA (%) | - | - | - | - | - |
Net NPA (%) | - | - | - | - | - |
Net Profit Margin (%) | 17.75 | 17.39 | 18.95 | 18.58 | 19.02 |
Basic EPS (₹) | 18.39 | 16.64 | 16.63 | 15.77 | 15.57 |
All figures in Rs Cr, unless mentioned otherwise
Loan Book Growth - Beating 5 Yr CAGR
ICICI Bank Ltd. reported a YoY increase of 16.32% in its advances, which is higher than its 5 yr CAGR of 12.29%. (Source: Consolidated Financials)Falling Gross NPA and Net NPA
The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 2.26% and 0.45%, respectively. (Source: Standalone Financials)Annual | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
---|---|---|---|---|---|
Advances | 12,60,776.20 | 10,83,866.31 | 9,20,308.14 | 7,91,801.39 | 7,06,246.11 |
Advances Growth (%) | 16.32 | 17.77 | 16.23 | 12.11 | 9.16 |
Deposits | 14,43,579.95 | 12,10,832.15 | 10,91,365.79 | 9,59,940.02 | 8,00,784.46 |
Deposits Growth (%) | 19.22 | 10.95 | 13.69 | 19.87 | 17.53 |
Total Equity | 2,68,626.93 | 2,20,423.66 | 1,87,766.97 | 1,67,172.74 | 1,29,751.34 |
Total Equity Growth (%) | 21.87 | 17.39 | 12.32 | 28.84 | 7.38 |
Gross NPA (%) | - | - | - | - | - |
Net NPA (%) | - | - | - | - | - |
Capital Adequacy Ratios (%) | - | - | - | - | - |
Contingent Liabilities | 57,57,816.33 | 50,35,951.10 | 45,52,341.12 | 30,21,344.23 | 30,03,053.53 |
All figures in Rs Cr, unless mentioned otherwise
Increase in Cash from Investing
Company has used Rs 145931.09 cr for investing activities which is an YoY increase of 114.59%. (Source: Consolidated Financials)Annual | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
---|---|---|---|---|---|
Net Cash flow from Operating Activities | 1,57,284.48 | -3,771.19 | 58,111.43 | 1,38,015.30 | 79,564.75 |
Net Cash used in Investing Activities | -145,931.09 | -68,005.32 | -39,321.44 | -62,986.91 | -42,308.43 |
Net Cash flow from Financing Activities | 13,764.51 | 24,790.72 | 17,451.00 | -54,666.77 | 2,992.18 |
Net Cash Flow | 26,312.41 | -46,669.49 | 35,555.45 | 19,717.61 | 40,462.03 |
Closing Cash & Cash Equivalent | 1,62,768.90 | 1,36,456.49 | 1,83,125.98 | 1,47,570.53 | 1,27,852.92 |
Closing Cash & Cash Equivalent Growth (%) | 19.28 | -25.48 | 24.09 | 15.42 | 46.30 |
All figures in Rs Cr, unless mentioned otherwise
Annual | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
---|---|---|---|---|---|
Return on Equity (%) | 17.49 | 16.10 | 14.04 | 11.90 | 7.98 |
Return on Assets (%) | 1.87 | 1.73 | 1.43 | 1.16 | 0.69 |
Cost to Income (%) | 60.38 | 54.34 | 57.50 | 60.99 | 62.68 |
Interest income to Earning assets (%) | 6.74 | 6.18 | 5.44 | 5.66 | 6.15 |
Interest Expense to Earning assets (%) | 3.13 | 2.58 | 2.34 | 2.71 | 3.24 |
Price to Earnings (x) | 17.39 | 18.02 | 20.24 | 21.88 | 21.98 |
Price to Book (x) | 3.04 | 2.90 | 2.84 | 2.60 | 1.75 |
Price to Sales (x) | 4.82 | 5.06 | 5.32 | 4.51 | 2.48 |
Operating Profit Margin (%) | -19.75 | -25.31 | -38.09 | -58.10 | -63.32 |
MANAGEMENT DISCUSSION AND ANALYSIS (FY 20-21)
Banking sector trends
Non-food credit growth of the banking system remained muted in the range of 5.0-7.0% through the year following the slowdown in economic activity due to the Covid-19 pandemic. Non-food credit growth was 5.5% year-on-year. at March 26, 2021. As per data on sector-wise deployment of credit as of February 26, 2021 released by RBI, retail loans grew by 9.6%, credit to the services sector by 9.3% and credit to the agriculture sector by 10.2% while credit to industry declined by 0.2%. Deposit growth was higher compared to credit growth during fiscal 2021. Growth in total deposits remained above 10.0% throughout fiscal 2021, with year-on-year growth of 11.4% at March 26, 2021.
Capital allocation framework
The Bank?s capital allocation framework is focused on growth in granular retail and rural lending and selective lending to corporate sector with focus on an increase in lending to higher rated corporates. Net retail advances increased by 19.9% in fiscal 2021 compared to an increase of 13.7% in total advances. As a result, the share of net retail advances increased from 63.2% of net advances at March 31, 2020 to 66.7% of net advances at March 31, 2021.
CASA matrix
The cost of savings account deposits decreased by 47 basis points from 3.63% in fiscal 2020 to 3.16% in fiscal 2021 primarily due to a reduction in interest rate on savings account deposits by 50 basis points in two tranches during fiscal 2021. The average CASA deposits decreased from 42.7% of total average deposits in fiscal 2020 to 41.4% of total average deposits in fiscal 2021.
Bullish / Bearish signals for ICICI Bank basis selected technical indicators and moving average crossovers.
MACD Crossover
Bearish signal on daily chart
Appeared on: 8 Nov 2024
Region: Positive
Date | 10 days Gain/Loss % |
---|---|
30 Sep 2024 | -3.77% |
16 Jul 2024 | -4.35% |
10 May 2024 | -0.93% |
15 Apr 2024 | -2.81% |
Average price decline of -3.09% within 10 days of Bearish signal in last 10 years
50 Day EMA Crossover
Bearish signal on daily chart
Appeared on: 8 Nov 2024
50D EMA: 1260.28
Date | 30 days Gain/Loss % |
---|---|
17 Oct 2024 | -0.49% |
11 Oct 2024 | -0.46% |
4 Oct 2024 | -1.19% |
19 Aug 2024 | -0.92% |
Average price decline of -3.32% within 30 days of Bearish signal in last 5 years
R1 | R2 | R3 | PIVOT | S1 | S2 | S3 | |
---|---|---|---|---|---|---|---|
Classic | 1271.67 | 1284.48 | 1306.78 | 1262.18 | 1249.37 | 1239.88 | 1217.58 |
5 DAYS | 14 DAYS | 28 DAYS | |
---|---|---|---|
ATR | 27.22 | 27.18 | 26.04 |
Stock Returns vs Nifty 100
Stock gave a 3 year return of 61.36% as compared to Nifty 100 which gave a return of 37.06%. (as of last trading session)Stock Returns vs Nifty Bank
Stock generated 61.36% return as compared to Nifty Bank which gave investors 31.64% return over 3 year time period. (as of last trading session)Choose from Peers
Choose from Stocks
Stock Returns vs Nifty 100
Stock gave a 3 year return of 61.36% as compared to Nifty 100 which gave a return of 37.06%. (as of last trading session)Stock Returns vs Nifty Bank
Stock generated 61.36% return as compared to Nifty Bank which gave investors 31.64% return over 3 year time period. (as of last trading session)6,110.40
Amount Invested (in Cr.)
9.23%
% of AUM
0.00
% Change (MoM basis)
5,158.00
Amount Invested (in Cr.)
7.79%
% of AUM
0.00
% Change (MoM basis)
4,212.75
Amount Invested (in Cr.)
5.11%
% of AUM
0.00
% Change (MoM basis)
MF Ownership as on 30 September 2024
Meeting Date | Announced on | Purpose | Details |
---|---|---|---|
Oct 26, 2024 | Sep 24, 2024 | Board Meeting | Quarterly Results |
Jul 27, 2024 | Jun 25, 2024 | Board Meeting | Quarterly Results |
Apr 27, 2024 | Mar 22, 2024 | Board Meeting | Audited Results & Final Dividend |
Mar 27, 2024 | Feb 22, 2024 | COM | - |
Jan 20, 2024 | Dec 21, 2023 | Board Meeting | Quarterly Results |
Type | Dividend | Dividend per Share | Ex-Dividend Date | Announced on |
---|---|---|---|---|
Final | 500% | 10.0 | Aug 12, 2024 | Jul 03, 2024 |
Final | 400% | 8.0 | Aug 09, 2023 | Jun 30, 2023 |
Final | 250% | 5.0 | Aug 08, 2022 | Apr 25, 2022 |
Final | 100% | 2.0 | Jul 29, 2021 | Apr 26, 2021 |
Final | 50% | 1.0 | Jul 22, 2019 | May 06, 2019 |
All Types | Ex-Date | Record Date | Announced on | Details |
---|---|---|---|---|
Bonus | Jun 20, 2017 | - | May 03, 2017 | Bonus Ratio: 1 share(s) for every 10 shares held |
Splits | Dec 04, 2014 | Dec 05, 2014 | Sep 09, 2014 | Split: Old FV10.0| New FV:2.0 |
ICICI Bank Ltd., incorporated in the year 1994, is a banking company (having a market cap of Rs 887,011.07 Crore).ICICI Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest On Balances with RBI and Other Inter-Bank Funds and Interest for the year ending 31-Mar-2024. Show More
Pradeep Kumar Sinha
Non Exe.Part Time ChairmanSandeep Bakhshi
Managing Director & CEOAjay Kumar Gupta
Executive DirectorRakesh Jha
Executive DirectorIndustry
Key Indices Listed on
Nifty 50, BSE Sensex, Nifty Bank, + 44 more
Address
ICICI Bank Tower,Near Chakli Circle,Vadodra, Gujarat - 390007
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